Financial Independence Sometimes it is easy to forget why a goal is started. Today is the day to revisit why to start the goal of Financial Independence! Financial Independence is security, choice, and self-sufficiency. Financial Independence is the goal of a lifetime. What does Financial Independence mean to you? Very Personal Choice It is a…
Investing and Savings: How to Start? I have personally spoken with many individuals who are interested in improving their financial health pertaining to Investing and Savings, but have not considered why they want to do so (besides the very wide reaching “I would like more money” because who wouldn’t right?) These questions can highlight and…
What does Financial Success look like? I have discovered that many people have different ways of identifying their personal financial success and it is often very personal – close to their heart and mind. By what metric Some of the examples I have heard people judge their financial success from are: Savings Are you seeing…
Hello everyone! I wanted to talk about budgeting. I’ve mentioned in the past that budgeting for three months at the beginning of your financial journey can allow for some transparency in how you spend your money! This is an example of a budgeting spreadsheet to help make that a little easier! This is the Will…
These are the top 7 questions people ask when trying to begin their financial journey. Let’s take a look at them! What is Compound Interest? If there is one top 7 question topic you take away from reading here today, please let it be the idea of compound interest. With regards to saving and investing,…
Debt is a tool. As previously discussed in the post about Debt and Income, debt is not inherently a bad thing. Debt is a tool. This is such a complex topic so let’s talk about it some more! It is a tool for value and wealth generation from both the person who borrows and the…
Let’s talk about Debt and Income Most people have experienced, will experience, or are currently experiencing debt in their lives. Debt is a tool. So let’s talk about it. Debt is the promise of repayment of something of value, usually with interest, over a specific period. I like to think of it as “negative income”….
Welcome to Asset Allocation for Beginners! Let’s see if this sounds familiar: You’re on your financial journey because you feel that it is important to secure a solid financial foundation for a better future for yourself. You’ve opened a Roth IRA, 401k with match from your employer, maybe a Health Savings Account, or even a…
Your personal savings journey starts with good savings strategies! Savings gives you the power to make choices. Choices are the most inspiring changes of your life because they are made by you! Let’s get the chance to make some good choices and good changes through good savings~! Three Important Information Barriers to Good Savings This…
Financial planning at any stage is difficult. Let’s discuss steps to take to improve your personal financial health!! Six Steps to Financial Health People do not often know how to begin on their financial journey. Money is a tool. Managing and learning to use it takes practice. For me personally, I started with a checklist…